INSURANCE

CAMERA INSURANCE | FILM SHOOT INSURANCE | HELP!

• In a nutshell, you will need insurance with RENTED EQUIPMENT cover if you want to rent equipment from us (Panny Hire L.A).. And, if you already have insurance, GREAT!

• DON’T PANIC if you don’t already have insurance, or if you’ve never had insurance before and you don’t know where to start, we can assist you and it is a surprisingly simple online process.

• We don’t provide insurance directly ourselves but we work with some excellent brokers who do, namely Athos Insurance, who specialize in media insurance just for our industry.

• Athos Insurance, Film Emporium and Heffernan Insurance to name a few, they work alongside the U.S’s most established insurance underwriters and large insurance companies so that they can provide the most competitive rates and pass those savings directly to you. We have been working alongside Athos Insurance for many years and we are very happy with the service they provide.

Next up, you have two options ahead:-

• Do you buy an annual insurance policy to cover your shoots for a full year?
• Or.. Do you buy a short term insurance policy just to cover this particular shoot?

Usually, our customers opt for the short term insurance cover specifically for the length of their shoot and our rental period. If this is the case, then there are a few pointers we should mention to you:-

• WE (Panny Hire LLC) DO NEED you to have ‘RENTED EQUIPMENT COVERAGE’, we don’t need you to have public liability or employers liability or producers indemnity or your own contents cover.

• The NAME and ADDRESS ON THE POLICY will need to match that of the renter, so whoever has the insurance policy is the person/company who are renting the equipment from Panny Hire. It can be an individual policy, a company policy, a charity or a school we don’t mind, but the name and address of the policy holder needs to match the Panny Hire rental agreement.

• SUM INSURED / GEAR VALUE; the VALUE OF THE RENTED EQUIPMENT. Please ask us to provide the total value of the rented equipment, we already know all of the values for every item that we rent out, so please don’t guess the figure or do your own research online, we will provide the exact equipment value for you, so you can be assured that you are 100% covered.

• Insurance including COLLECTION and RETURN DATES and not just the actual shooting dates. This is a common misconception, the rented equipment will need to be insured from the day you collect it, until the day you return it, or the day we deliver it until the day we collect it. Insuring for just your actual shoot dates is NOT sufficient, the rented equipment will need to be insured the entire time it is in your care. Our experience has shown that the insurance premium is usually the same price for a week of cover as it is for one or two days cover.

Please enter Panny Hire as the referrer when buying your insurance online. Thank you!

CAMERA & LENS INSURANCE | FILM SHOOT INSURANCE | MEDIA & TV INSURANCE